Put the flour, sugar, baking powder, bicarbonate of soda, cinnamon and salt in a big bowl or jug.
Using a whisk, give it a good stir so that all the raising agents are well distributed and no-one will get a mouthful of bicarbonate of soda.
In a smaller bowl mix the milk, egg and butter.
Put your frying pan on a medium heat.
Add the wet mixture to the dry mixture and whisk lightly until smooth. Pour in the granola and stir briefly. Then, from a jug (much neater than ladling out with a spoon) pour a pancake-sized splatter of batter on to the pan. Depending on your pouring abilities you will probably get about four pancakes in the pan at one time.
Watch the pancakes, and when you see bubbles rise to the surface, that side is done. Use a spatula to flip the pancake and let it cook for a minute or so on the other side and then remove from the pan. Spread each pancake with chocolate spread, a few slices of banana, and stack 'em up, sprinkling some granola over the top pancake.
From wonderfully decadent Belgian Chocolate to deliciously nutty Treacle and Pecan, Lizis mouthwatering flavours are all made with natural field oats and are specially created with a low GI, releasing energy slowly, leaving you fuller for longer.