Not what you need right now. Sometimes it is easier to just get te person to pay for it themselves rather than going through insurance. I'm lucky in that way - mum's cousin is one of the partners of a coachbuilders here in EK. Any bumps and I take it to him. He is really fair to us - and if it is something not caused by an accident he tries to give us it a little cheaper

Good thing is the owner knows me now too. Last time was down for an accident - not my fault. Walter (mum's cousin) and John (owner) were arguing over cost - not for it being to much, but how low they could take it for me
Hope you get it all sorted soon
xx